Insurance Plans for Schools

Tuition Refund Insurance

Student withdrawals can be a problem for private schools, colleges, and universities.  If your institution is like many other educational schools, your tuition contract obligates parents for full or partial tuition costs whether the student completes a full term or not.  Tuition paid in advance may be refunded, or unpaid tuition obligation canceled, resulting in the institution suffering a loss of planned revenue.

On the other hand, strict adherence to this policy may place the institution in an awkward position as student withdrawals are often occasioned by family hardship.  Families’ financial burdens increase when families face job loss, transfer, death of a tuition payer, sickness, or injury of a student.  While there are many reasons for student withdrawals, the financial consequences for your school are the same.  There is a solution.  Tuition Protector!

Tuition Protector is an insurance program that protects schools’ revenues and eliminates the financial burden families face when students are forced to withdraw prior to term completion.  Tuition Protector has been specifically developed to provide comprehensive coverage for virtually any event that may cause a student’s withdrawal.

Tuition Protector Coverage Options

The Tuition Protector program reimburses covered tuition at a selected coinsurance level when a withdrawal results from a covered cause of loss.

Basic Program:

• 100% of covered tuition for medically necessary withdrawals, including 75% benefit for mental and nervous disorders.
• 100% of covered tuition for death of a tuition payer.
• 100% of covered tuition for death of a student.
• 100% of covered tuition for epidemic closure.

Optional Benefits:

• 75% of covered tuition for involuntary unemployment of tuition payer.
• 75% of covered tuition for job transfer of the tuition payer.
• 75% of covered tuition for academic dismissal.
• 75% of covered tuition for disciplinary dismissal.
• 60% of covered tuition for voluntary withdrawal.

Tuition Protector Enrollment Options

Compulsory Coverage:

All students are automatically covered.  Premiums are paid by the institution and may be included with tuition fees.  All families receive a certificate of insurance.

Mandatory Coverage:

All families that do not pay the full annual tuition fee in advance are required to participate.

Opt-Out Coverage:

Each family is automatically enrolled for coverage unless they opt-out of the tuition contract.

Voluntary Coverage:

Parents are given the option to purchase coverage.  Brochures that include enrollment materials are provided and can be distributed with tuition contract information.

What to do Next?

It is a very simple and quick process to produce a plan proposal for your school. 

1. Simply complete the Tuition Protector Application (Microsoft Word)
2. E-mail it to David Galvin at:

If you have any questions, please call David Galvin at 866-284-5964, or use the form below.

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